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Arogya Sanjeevani Individual
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Synopsis:
A simple policy loaded with essential benefits

Highlight:

  • Highly beneficial and affordable health insurance policy.
  • Policy can be taken on Individual and Floater basis.
  • Modern Treatments are covered – Upto 50% of the Sum Insured.
Benefit:
Title Description
Room Rent Limit Room Rent (Rs) (per day)(Up to 2% of the Sum insured max of Rs.5000)
ICU Daily Rent Limit ICU (Rs) (Per day) (Up to 5% of sum insured max of Rs 10,000)
Pre-Hospitalization Expenses 30 days(Actuals)
Post Hospitalization Expenses 60 days (Actuals)
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage All Day care procedures are covered
Pre-Existing Disease / Illness coverage After 48 consecutive months
Waiting Period for New Policy 30 days for all illnesses/surgeries/diseases (except accident)
Co-Payment 5% of Co-pay for all claims
Medical Screening Persons above 50 years of age medical screening is required
Ambulance Expenses Rs.2000/- per hospitalization
Non-Allopathic Treatments Up to 100% sum insured
No Claim Bonus 5% each claimfree year Max 50% SI)