Health Surplus
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Synopsis:
Health Surplus is a high deductible health insurance plan
Highlight:
- This plan supplements your existing health insurance where you can go for higher sum insured over and above a deductible limit
- It can be bought by those also who do not have any health policy
- No Medical tests required up to the age of 55 years
- No loading on renewal premium in case of a claim
- Attractive family discount is available
- Tax rebate available as per provision of Income Tax Rules under section 80-D
Benefit:
Title |
Description |
Room Rent Limit |
No Limit |
ICU Daily Rent Limit |
No Limit |
Pre-Hospitalization Expenses |
60 days |
Post Hospitalization Expenses |
90 days |
Pre-Existing Disease / Illness coverage |
After 48 months |
Waiting Period for New Policy |
30 days |
Medical Screening |
Above age 55 years |
Nursing Allowance |
24 hours |